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Using pay pal credit at uk supermarkets, including morrisons

PayPal Now Accepted at UK Supermarkets | Users Share Experiences with Curve

By

Chloe Zhang

Aug 22, 2025, 12:22 PM

Edited By

Fatima Khan

2 minutes estimated to read

A shopper using PayPal credit to pay at the checkout in a Morrisons supermarket

In recent discussions, a surge of curiosity has emerged regarding the possibility of using PayPal for in-store purchases at UK supermarkets via Curve. Specifically, shoppers are eager to confirm whether stores like Morrisons truly accept this payment method, which could be a game changer for many.

Understanding the Payment Method

Several users expressed mixed feelings about this payment option. One user mentioned, "I’ve only made 1 transaction at the local shop using contactless Curve and my account is now temporarily blocked." This highlights early challenges faced by some users.

Another questioned, "Are all Curve contactless payments capped at Β£100?" Their concern stems from the typical spending limits that can potentially hinder larger purchases. While shoppers can appreciate the convenience of PayPal Credit, many are cautious about the cash flow implications, particularly as one user put it: "PayPal credit is our last resort until payday."

Notably, the app's reliance on an internet connection raised eyebrows. As per a user's experience, "The app don’t work without internet but Apple Pay card will work fine along with the physical card." This poses a significant drawback for those wanting seamless transactions.

Benefits and Limitations

Users have found that while there are benefits to linking PayPal with Curve, there are also serious trade-offs. For instance, users pointed out:

  • Limited NFC payments capped at Β£100.

  • PayPal Credit is beneficial, but only interest-free from Β£99.

  • The lack of buyer protection when using certain credit cards adds an element of risk.

Curiously enough, one user reported success: "I’ve successfully paid at Lidl with a virtual Curve card linked to PayPal Credit." This success story showcases that while some face hurdles, others navigate this system effectively.

User Sentiment

While most comments reflect a cautious optimism about this payment method, there's an underlying tension about transactional security and convenience. Shoppers want clarity on limitations before making purchases with PayPal linked to Curve.

Key Takeaways

  • πŸ” PayPal and Curve integration seems viable, particularly at supermarkets like Morrisons.

  • ⚠️ Users report frustrations regarding spending caps and potential transaction failures.

  • πŸ’‘ Some users leverage the options for zero foreign exchange fees when abroad.

As the dialogue continues, users eagerly await definitive information on the acceptance of PayPal in their favorite supermarkets, hoping to eliminate the embarrassment of unsupported transactions amidst their grocery runs.

What's on the Horizon for Payment Options?

There's a strong chance that as more individuals attempt to use PayPal Credit at supermarkets, merchants like Morrisons will adapt their systems. Experts estimate that by mid-2026, retailers may officially embrace PayPal as a valid payment option, based on increasing consumer demand. Integrating this service could lead to enhanced transaction security and a more streamlined shopping experience. Furthermore, with ongoing advancements in digital wallets, we might see other payment options like Samsung Pay and Venmo join the fray, providing even greater flexibility for shoppers.

Echoes of the Past: When Barriers Crumbled

A striking parallel can be drawn to the early days of contactless payments. In 2012, many consumers hesitated to use tap-to-pay technology due to security concerns and connectivity issues. It took several years and significant consumer education for the technology to gain acceptance. Today, it's commonplace. Just as shoppers once adapted to this transition, the current PayPal Credit scenario embodies similar growing pains. As comfort with digital payments evolves, history shows us that today's uncertainties could pave the way for a seamless shopping future tomorrow.