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Using revolut card in the usa: what you need to know

Revolut's Growing Presence in the USA | Travelers Share Experiences

By

Rajesh Patel

Jul 4, 2025, 11:44 AM

Edited By

Marco Rossi

2 minutes estimated to read

A person holding a Revolut card while making a payment at a bar in the USA
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A surge of travelers is gearing up to visit the U.S. next year, and many are questioning whether they can rely solely on their Revolut cards for transactions. As the numbers of users sharing feedback grows, insights into the card's reliability offer mixed signals.

Key Context

Tourists planning trips to the U.S. are increasingly turning to Revolut as their primary payment method. Users on forums are openly discussing their experiences and offering tips to ensure seamless transactions while abroad. However, some caution against relying solely on one card, stressing the importance of backup options.

User Insights and Experiences

Many comments highlight that Revolut generally performs well in the U.S. environment:

  • "Revolut works fine in the U.S., just like any other debit card," stated one traveler.

  • Another shared, "When I go to the U.S., I mostly use Revolut because of the exchange rate; didnโ€™t have any problems with it.โ€

However, not all feedback is entirely positive:

  • A frequent traveler cautioned, "Never, ever rely on one method of payment, especially in an asylum like the USA."

  • Others pointed out that certain payment systems, like parking meters in NYC, might not always accept Revolut cards.

Crucial Tips for Travelers

Travelers recommend taking a few necessary steps before heading out:

  • Setup a USD account on the app and transfer funds beforehand.

  • Always have at least one additional bank card for unforeseen circumstances.

  • Utilize virtual cards for online payments to enhance security.

Mixed Sentiment

While a majority of comments are positive, emphasizing the convenience and favorable exchange rates offered by Revolut, there remains a cautionary sentiment urging travelers to prepare adequately.

"You should have at least 2 bank cards," advised one user, highlighting the growing concern about potential pitfalls.

Points to Note

  • ๐Ÿค” Preparation is Key: Users stress the significance of having fallback options.

  • ๐Ÿ’ณ Dual Card Strategy: Most travelers recommend bringing an additional bank card along.

  • ๐Ÿ‡บ๐Ÿ‡ธ Local Acceptance: Revolut is generally accepted but may face occasional hiccups in specific situations.

As 2025 approaches, the willingness of travelers to embrace digital banking solutions like Revolut showcases shifts in financial habits, but the ongoing discussions warn them to stay prepared.

Anticipating Changes in Payment Methods

As travelers gear up for their trips to the U.S., experts predict a stronger integration of digital payment solutions like Revolut. With approximately 70% of travelers expected to embrace these services, the convenience and favorable exchange rates will likely encourage more people to utilize Revolut as a primary option. However, about 40% might still carry backup methods, driven by reports of occasional issues with acceptance in specific locations. The influx of tourists in 2025 could prompt businesses to adapt and enhance compatibility with such digital solutions, reflecting a broader shift toward cashless transactions across the board.

A Peculiar Parallel in History

Interestingly, the rise of Revolut cards resembles the early adoption of credit cards in the 1950s. At first, only a few establishments accepted the new payment method, often leaving cardholders in awkward situations. Just as travelers today face a learning curve while navigating different systems, consumers back then had to balance their preferences with the limited availability of acceptance. This historical similarity highlights how financial innovations can take time to achieve widespread comfort and reliability within a community.